BUSINESS DEBT
COLLECTION & RECOVERY
SERVICES
We are a UK-based specialist commercial debt recovery law firm focused exclusively on helping businesses recover unpaid invoices and business-to-business debts quickly and cost-effectively.
With decades of experience in commercial litigation and debt enforcement, we combine legal expertise with a streamlined, technology-driven process that enables clients to instruct us and monitor cases online in real time.
Thomas Higgins service includes pre-legal recovery, debtor tracing, issuing court proceedings, obtaining County Court Judgments (CCJs), and enforcement action where required. We operate with transparent fixed fees rather than commission-based charges, giving our clients clarity and control over costs. Our approach is direct, professional, and results-driven — designed to protect cash flow while maintaining commercial relationships wherever possible.
COLLECTION PROCESS
There are three main stages to the debt collection process. It starts with a letter to the debtor stating the value of the outstanding debt and reserving the right to proceed to court action.
Often debts are quickly settled without the need to take the matter further, but should payment not be made then court action can be issued and a claim form filed with the Court. If the debt is still not paid after the time authorized by the Court has elapsed then a Judgment can be issued and an application for Enforcement made.
LATEST NEWS
The news page on the Thomas Higgins website offers up-to-date insights and expert articles focused on commercial debt recovery and legal best practices for UK businesses.
Covering essential topics such as pre-action protocols, how to serve a County Court Judgment (CCJ), late payment charges, and strategies for recovering multiple outstanding debts, the news section is a valuable resource for credit managers, accountants, and business owners seeking practical guidance on managing unpaid invoices and navigating the debt collection process.
Regularly updated with clear, informative content written by specialist debt recovery solicitors, this page helps visitors stay informed about changes in legal procedures and improve their credit control strategies.
COST & FEES
Since 1980, Thomas Higgins Solicitors have been at the forefront of Business to Business debt collection, helping companies across the UK protect their margins, cash flow and long-term profitability.
With decades of specialist experience in commercial debt recovery, the firm has built its reputation on a transparent, fixed-price approach with no hidden extras and no unnecessary complications. Unlike many debt recovery solicitors and collection agencies, Thomas Higgins has consistently delivered a straightforward, cost-effective system designed to give businesses clarity and confidence at every stage of the recovery process — a model many have attempted to replicate, but none have successfully matched.
Thomas Higgins provide a highly professional and effective debt recovery service. Their communication is clear, the process is straightforward, and they deliver results efficiently. I would not hesitate to recommend them to any business needing reliable support with outstanding debts.
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