<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Thomas Higgins]]></title><description><![CDATA[Thomas Higgins]]></description><link>https://www.hyenadesignstagingsite.co.uk/news</link><generator>RSS for Node</generator><lastBuildDate>Fri, 24 Apr 2026 17:08:04 GMT</lastBuildDate><atom:link href="https://www.hyenadesignstagingsite.co.uk/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[How to Serve a County Court Judgement]]></title><description><![CDATA[Serving a County Court Judgment means formally notifying the debtor that a court has ordered them to pay a debt. Once issued, the debtor is typically given a set period to pay, often 14 days or within agreed instalments.]]></description><link>https://www.hyenadesignstagingsite.co.uk/post/how-to-serve-a-county-court-judgement</link><guid isPermaLink="false">69e9e9d2bbc0f3ff74484fb8</guid><pubDate>Thu, 23 Apr 2026 09:45:35 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b9dda1_1b943aa888594e55a4c226646c4d51e0~mv2.png/v1/fit/w_500,h_334,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Thomas Higgins Solicitors</dc:creator></item><item><title><![CDATA[What Is the Process of Commercial Debt Collection?]]></title><description><![CDATA[Commercial debt collection is the process of recovering unpaid invoices owed to a business by another business or organisation. It typically follows a structured legal pathway, starting with a letter before action to prompt payment and warn of potential court proceedings.]]></description><link>https://www.hyenadesignstagingsite.co.uk/post/what-is-the-process-of-commercial-debt-collection</link><guid isPermaLink="false">69e9e944bbc0f3ff74484e82</guid><pubDate>Thu, 23 Apr 2026 09:43:13 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b9dda1_74d314dff749485eaf46d36d6d81608d~mv2.png/v1/fit/w_374,h_250,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Thomas Higgins Solicitors</dc:creator></item><item><title><![CDATA[Late Payment Charges: What You Need to Know]]></title><description><![CDATA[Late payment charges allow businesses to recover more than just the original invoice value when payments are overdue. Under the Late Payment of Commercial Debts (Interest) Act, you may be entitled to claim statutory interest, fixed compensation, and reasonable recovery costs from debtor businesses.]]></description><link>https://www.hyenadesignstagingsite.co.uk/post/late-payment-charges-what-you-need-to-know</link><guid isPermaLink="false">69e9e846ab5395dde6083ae3</guid><pubDate>Thu, 23 Apr 2026 09:40:49 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b9dda1_9d250701d3fb44c9ab4f0b01f9be67f4~mv2.jpg/v1/fit/w_500,h_334,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Thomas Higgins Solicitors</dc:creator></item><item><title><![CDATA[What Are Pre-Action Protocols &#38; Who Do They Apply To?]]></title><description><![CDATA[Pre-action protocols are rules that set out the steps parties must follow before starting court proceedings, helping to resolve disputes efficiently and without litigation where possible. They apply to everyone involved in a claim, including claimants, defendants, and their solicitors, depending on the type of dispute.]]></description><link>https://www.hyenadesignstagingsite.co.uk/post/what-are-pre-action-protocols-who-do-they-apply-to</link><guid isPermaLink="false">69e9e6bed06bed7d1aa0671a</guid><pubDate>Thu, 23 Apr 2026 09:35:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b9dda1_b2c62683abfb4e02b99dda29a3ec758b~mv2.gif/v1/fit/w_500,h_334,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Thomas Higgins Solicitors</dc:creator></item><item><title><![CDATA[How to Recover Multiple Debts]]></title><description><![CDATA[Recovering multiple debts can be complex, especially when dealing with several clients or outstanding invoices at once. Keeping accurate records is essential to ensure debts are not duplicated and all balances are tracked correctly.]]></description><link>https://www.hyenadesignstagingsite.co.uk/post/how-to-recover-multiple-debts</link><guid isPermaLink="false">69e9e442a4befc7c9f3910a5</guid><pubDate>Thu, 23 Apr 2026 09:29:14 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b9dda1_4e114109bab049e49bb3608762953d7e~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Thomas Higgins Solicitors</dc:creator></item><item><title><![CDATA[What Is a CCJ &#38; How Does a CCJ Work?]]></title><description><![CDATA[A County Court Judgment (CCJ) is a court order issued when an individual or business fails to repay money they owe. It confirms the debt is legally enforceable and sets out how it must be repaid, either in full or by instalments.]]></description><link>https://www.hyenadesignstagingsite.co.uk/post/what-is-a-ccj-how-does-a-ccj-work</link><guid isPermaLink="false">69e9e334d06bed7d1aa05f30</guid><pubDate>Thu, 23 Apr 2026 09:18:23 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b9dda1_c53ad56be26b4e54a7ac781a19ea9a07~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Thomas Higgins Solicitors</dc:creator></item><item><title><![CDATA[What Does Debtor Tracing Involve?]]></title><description><![CDATA[Debtor tracing involves locating an individual or business that owes money but can no longer be contacted. The process typically begins with basic details such as a name and last known address, followed by research using databases like the electoral roll, credit reference agencies, and public records to identify a current address.]]></description><link>https://www.hyenadesignstagingsite.co.uk/post/what-does-debtor-tracing-involve</link><guid isPermaLink="false">69e9e1e0a4befc7c9f390b22</guid><pubDate>Thu, 23 Apr 2026 09:14:17 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b9dda1_e161d46be8aa4b029c8e6329995c39f3~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Thomas Higgins Solicitors</dc:creator></item><item><title><![CDATA[How to Collect Debt From a Sole Trader]]></title><description><![CDATA[Recovering debt from a sole trader requires following the correct legal process, as the individual and the business are treated as one and the same. Typically, this involves sending a compliant pre-action protocol letter, allowing the debtor 30 days to respond, and attempting to resolve the matter before proceeding to court action if necessary.]]></description><link>https://www.hyenadesignstagingsite.co.uk/post/how-to-collect-debt-from-a-sole-trader</link><guid isPermaLink="false">69e9e05b30bb395758180482</guid><pubDate>Thu, 23 Apr 2026 09:08:07 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b9dda1_d8cf87a89dc94e4f891cae171945d8e4~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Thomas Higgins Solicitors</dc:creator></item><item><title><![CDATA[How Much Interest Can You Charge on a Late Commercial Payment?]]></title><description><![CDATA[In the UK, businesses can charge statutory interest on late commercial payments under the Late Payment of Commercial Debts (Interest) Act 1998. The standard rate is 8% above the Bank of England base rate, applied to overdue invoices from the day after payment is due.]]></description><link>https://www.hyenadesignstagingsite.co.uk/post/how-much-interest-can-you-charge-on-a-late-commercial-payment</link><guid isPermaLink="false">69e9df4eac2b62585f246fe5</guid><pubDate>Thu, 23 Apr 2026 09:01:43 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b9dda1_b2c62683abfb4e02b99dda29a3ec758b~mv2.gif/v1/fit/w_500,h_334,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Thomas Higgins Solicitors</dc:creator></item><item><title><![CDATA[Can a Debt Be Too Old to Collect?]]></title><description><![CDATA[In the UK, debts do not last forever. Under the Limitation Act 1980, most unsecured debts become “statute barred” after six years if no payment or written acknowledgement has been made. This means creditors can no longer take legal action to recover the money, although the debt may still exist and collection attempts can continue in some form. Understanding these time limits is essential for both creditors and debtors when dealing with older debts.]]></description><link>https://www.hyenadesignstagingsite.co.uk/post/can-a-debt-be-too-old-to-collect</link><guid isPermaLink="false">69e9de5ba3f320e0758ddb7d</guid><pubDate>Thu, 23 Apr 2026 08:57:52 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b9dda1_74d314dff749485eaf46d36d6d81608d~mv2.png/v1/fit/w_374,h_250,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Thomas Higgins Solicitors</dc:creator></item><item><title><![CDATA[What Is a Letter Before Action?]]></title><description><![CDATA[A letter before action is a formal legal notice sent to an individual or business before starting court proceedings. It sets out the details of a dispute, explains what action is required, and gives the recipient a final opportunity to resolve the issue without litigation. Commonly used in debt recovery and contract disputes, it forms an important part of the pre-action process and demonstrates a willingness to settle matters before going to court.]]></description><link>https://www.hyenadesignstagingsite.co.uk/post/what-is-a-letter-before-action</link><guid isPermaLink="false">69e9dc62a4befc7c9f390098</guid><pubDate>Thu, 23 Apr 2026 08:54:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b9dda1_2567903011c042db93702791e813757b~mv2.png/v1/fit/w_374,h_250,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Thomas Higgins Solicitors</dc:creator></item><item><title><![CDATA[What Are the Different Types of Debt Collection Letter?]]></title><description><![CDATA[Debt collection letters are a key part of recovering unpaid invoices, acting as a formal notice that a debtor must settle what they owe. This guide explains the main types of debt collection letters used in the UK, including letters before action, late payment demands, and pre-action protocol letters, helping businesses understand when and how to use each stage effectively.]]></description><link>https://www.hyenadesignstagingsite.co.uk/post/what-are-the-different-types-of-debt-collection-letter</link><guid isPermaLink="false">69e9db55ab5395dde6082040</guid><pubDate>Thu, 23 Apr 2026 08:45:30 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b9dda1_1b943aa888594e55a4c226646c4d51e0~mv2.png/v1/fit/w_500,h_334,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Thomas Higgins Solicitors</dc:creator></item><item><title><![CDATA[The New Civil National Business Centre]]></title><description><![CDATA[County Court Business Centre (CCBC) and County Court Money Claims Centre (CCMCC) Merge Last July, it was announced that two of the civil business centres, the County Court Business Centre and the County Court Money Claims Centre, would merge. This is important because these are the courts to whom your claims are submitted, and where any applications are usually processed. This amalgamation has been described as “a very sensible structure where claimants and issuing solicitors will get that...]]></description><link>https://www.hyenadesignstagingsite.co.uk/post/the-new-civil-national-business-centre</link><guid isPermaLink="false">69e9d7f6a4befc7c9f38f70f</guid><pubDate>Thu, 23 Apr 2026 08:41:11 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b9dda1_9d250701d3fb44c9ab4f0b01f9be67f4~mv2.jpg/v1/fit/w_500,h_334,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Thomas Higgins Solicitors</dc:creator></item></channel></rss>